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Caffeine And Cash Flow with Michael Schulte

Welcome to the Saving The American Dream Podcast with Financial Advisor Michael Schulte of WestPac Wealth Partners. Are taxes, market volatility, inflation and other risks threatening your pursuit of the American Dream? If you need help planning how to tackle these financial headwinds, then this is the show for you!

With pensions disappearing, the American Dream is harder than ever to achieve. We're on our own to successfully plan for our financial futures. That's why it's so important to make wise decisions with your financial plan and as you get older those decisions become more and more critical.

New episodes bi-weekly. Visit our website for show notes, resources, more information and to contact Michael at Or call 702-767-4897.

Aug 24, 2023

Whether you’re close to retirement or still far from that exciting date, it’s not uncommon to wonder when you should start preparing for each aspect of it.  

Tune in to find out how far away from retirement you should have answers to these pressing questions.


In this episode, we’ll discuss:

  • Why you should start thinking about the option to downsize about 15 years out.
  • When you and your spouse should start picking out retirement dates and whether it’s best to stagger them.
  • Why Michael says you should be paying attention to your risk as much as 40 years before retirement.
  • Is it realistic to have a firm grip on expenses well in advance?


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