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Caffeine And Cash Flow with Michael Schulte

Welcome to the Saving The American Dream Podcast with Financial Advisor Michael Schulte of WestPac Wealth Partners. Are taxes, market volatility, inflation and other risks threatening your pursuit of the American Dream? If you need help planning how to tackle these financial headwinds, then this is the show for you!

With pensions disappearing, the American Dream is harder than ever to achieve. We're on our own to successfully plan for our financial futures. That's why it's so important to make wise decisions with your financial plan and as you get older those decisions become more and more critical.

New episodes bi-weekly. Visit our website for show notes, resources, more information and to contact Michael at Or call 702-767-4897.

Nov 3, 2022

Bonds have been a pretty hot topic this year. And, oftentimes, people misunderstand how they work and what role they play in a proper financial plan. On today’s show, we’re addressing some of the misinformation and explaining why this has not been a good year for bonds. 

A lot of people consider bonds to be the safe and conservative part of their portfolio. But is that the right mindset?

In this episode, we’ll share:

  • What are bonds, and how do they work? (2:02)
  • How are bond funds different from owning individual bonds? (5:43)
  • How are intermediate term bonds doing this year? (16:11)

Call Michael at 702-767-4897 with any of your questions or email

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